Builder Resources
Build More with USDA Construction Financing
Expand your business by becoming an approved USDA builder. Reach new buyers and close more deals in rural markets.
Why Builders Partner with USDA Construction
The USDA Builder Program connects qualified builders with buyers who have access to zero-down-payment construction financing. By joining our approved builder network, you gain access to a growing pool of motivated rural buyers, streamlined loan processes, and dedicated support from our construction loan specialists.
USDA Builder Program
Approved builders receive priority placement in our network, dedicated loan officer support, and access to USDA-eligible buyers actively seeking new construction.
Apply NowBuilder Approval Requirements
To participate in the USDA construction loan program, builders must meet specific requirements set by USDA Rural Development. Our team guides you through the approval process to ensure a smooth onboarding experience.
Valid General Contractor License
Builders must hold a current, valid general contractor license in the state(s) where they intend to build. License must be in good standing with no disciplinary actions.
Proof of Insurance
General liability insurance and workers' compensation coverage are required. Minimum coverage amounts apply per USDA Rural Development guidelines.
Financial Stability Documentation
Builders must demonstrate financial stability through business financial statements, bank references, and a satisfactory credit history for the business entity.
Construction Experience
A minimum of two years of residential construction experience is required, with documentation of completed projects and references from previous clients.
USDA Builder Agreement
Approved builders must sign the USDA Builder/Contractor Agreement, agreeing to comply with all program requirements, construction standards, and inspection protocols.
Benefits of Joining the Program
Access to Zero-Down Buyers
USDA financing enables buyers who couldn't otherwise afford new construction, dramatically expanding your potential customer base in rural markets.
Streamlined Draw Process
Our experienced team manages the construction draw process efficiently, ensuring timely payments so your cash flow stays healthy throughout the build.
Dedicated Loan Officer Support
Each project is assigned a dedicated loan officer who coordinates with you directly, reducing delays and keeping construction timelines on track.
Growing Rural Market Demand
Rural housing demand is at an all-time high. USDA-approved builders are positioned to capture this growing market with a competitive financing advantage.
Marketing & Referral Support
Approved builders benefit from referrals through our network of realtors and loan officers, connecting you with qualified buyers actively seeking USDA construction financing.
Simplified Compliance Guidance
Our team provides ongoing guidance on USDA construction standards and inspection requirements, keeping your projects compliant and on schedule.
Builder Approval Process
Submit Application
Complete our builder application form with your license information, insurance documentation, and business financial details.
Document Review
Our team reviews your submitted documents for completeness and compliance with USDA Rural Development requirements.
USDA Submission
We submit your builder approval package to USDA Rural Development on your behalf and manage the review process.
Approval & Onboarding
Upon USDA approval, you are onboarded into our preferred builder network with access to all program resources and support.
Start Building
Begin connecting with USDA-eligible buyers and our loan officers to start new construction projects with USDA financing.
Ready to Join the USDA Builder Program?
Apply today and start reaching rural buyers with zero-down-payment construction financing.