USDA Construction Resource Center — guides, tools, and education

Resource Center

USDA Construction Resources

Everything you need to understand, navigate, and succeed with USDA Construction-to-Permanent financing — organized by topic, state, and role.

Education

USDA Construction Academy

A structured educational library covering every aspect of USDA Construction-to-Permanent financing — from program basics to the full construction timeline.

Explore the Academy
By State

State-Specific Guides

Detailed USDA Construction financing guides for each of our six service states — Florida, Georgia, Alabama, Michigan, Indiana, and Kentucky.

View State Guides
For Realtors

Realtor Resources

Tools, guides, and partnership information for real estate agents working with buyers interested in USDA Construction financing.

Realtor Resources
For Builders

Builder Resources

Everything builders need to understand USDA Construction financing requirements, approval processes, and how to work with The Thomas Team.

Builder Resources

Have Questions? Talk to The Thomas Team.

Our resources are designed to educate — but nothing replaces a direct conversation with a USDA Construction specialist.

AnnieMac Home Mortgage

Helping qualified borrowers build new homes through USDA Construction-to-Permanent financing. Powered by The Thomas Team at AnnieMac Home Mortgage.

The Thomas Team

Ralph Thomas | Mortgage Loan Originator | NMLS #370428

Cynthia Thomas | Branch Manager | NMLS #363817

AnnieMac Home Mortgage

1596-D Crawfordville Hwy, Crawfordville, FL 32327

(850) 926-4044

NMLS #338923  ·  NMLS Consumer Access

States We Serve

  • Florida
  • Georgia
  • Alabama
  • Michigan
  • Indiana
  • Kentucky

© 2026 USDA Construction. All rights reserved. Powered by The Thomas Team at AnnieMac Home Mortgage.

Equal Housing Opportunity

Equal Housing Opportunity. USDA Construction is not affiliated with or endorsed by the United States Department of Agriculture (USDA) or any government agency. All loan products are subject to credit approval, income verification, and program eligibility requirements. This is not a commitment to lend. Contact us for complete program details and eligibility requirements.