Free USDA Tool

USDA Property Eligibility Checker

Enter your state and county to get a general read on USDA eligibility for that area.

Check Your Property on the Official USDA Map

Use the USDA's official interactive eligibility map to verify whether a specific property address qualifies for a rural development loan. Results are authoritative and updated directly by the USDA.

Open USDA Eligibility Map

Opens in a new tab — official USDA government website

How to Use the Map

  1. 1Click the button below to open the official USDA eligibility map.
  2. 2Enter the property address or zoom to the area on the interactive map.
  3. 3Click on the parcel to see its rural designation and eligibility status.
  4. 4Screenshot or note the result — then contact us to discuss your loan options.

What to Look For

Green shading

Generally indicates a USDA-eligible rural area.

No shading / white

Typically urban or suburban — may not qualify.

Address search

Type the full property address in the search bar for a precise result.

Boundary areas

Properties near eligibility boundaries should be verified with a specialist.

Want a Definitive Answer?

Our USDA construction specialists can pull the official eligibility map for your exact parcel and walk you through your options.

AnnieMac Home Mortgage

Helping qualified borrowers build new homes through USDA Construction-to-Permanent financing. Powered by The Thomas Team at AnnieMac Home Mortgage.

The Thomas Team

Ralph Thomas | Mortgage Loan Originator | NMLS #370428

Cynthia Thomas | Branch Manager | NMLS #363817

AnnieMac Home Mortgage

1596-D Crawfordville Hwy, Crawfordville, FL 32327

(850) 926-4044

NMLS #338923  ·  NMLS Consumer Access

States We Serve

  • Florida
  • Georgia
  • Alabama
  • Michigan
  • Indiana
  • Kentucky

© 2026 USDA Construction. All rights reserved. Powered by The Thomas Team at AnnieMac Home Mortgage.

Equal Housing Opportunity

Equal Housing Opportunity. USDA Construction is not affiliated with or endorsed by the United States Department of Agriculture (USDA) or any government agency. All loan products are subject to credit approval, income verification, and program eligibility requirements. This is not a commitment to lend. Contact us for complete program details and eligibility requirements.